With a CNPJ in hand, it is possible to purchase a health plan to take care of your company’s employees and their dependents with special conditions.
In addition to the price, health plans for CNPJ have some particularities. Find out what they are and get your questions answered below.
What is a health plan for CNPJ?
This is just another name for the corporate health plan , aimed at those who have a National Registry of Legal Entities (CNPJ).
However, when we talk about plans for CNPJs, we can also include health plans for MEI — which is a type of CNPJ.
Like other types of plans, this one also phone number database offers health services (which include consultations, exams and therapies) for a monthly fee.
In addition to company employees, dependents can be part of the corporate health plan.
What is the difference between purchasing a health plan using your CPF and CNPJ?
Anyone with a CPF can sign up for a health insurance company — this category is called an individual health plan. The billing is made directly embracing the pro athlete mindset for sales success to the consumer and the contract is only in cases of fraud or non-payment. The adjustment is annual and limited by the ANS (National Supplementary Health Agency, which regulates the sector).
The health plan through the CNPJ is a corporate health plan. Its duration depends on the contract between the company and the operator.
How does the corporate health plan work?
For a person to be to the plan by the company, the ANS has a basic requirement: participants must have a proven czechia businesses directory employment relationship, such as a signed employment contract, an employment contract, or a statutory relationship, when we are talking about directors, for example.
Within this category of corporate health plan, we will still find variations in cost, such as:
- Company that pays 100% of the costs;
- Company that pays part of the plan’s monthly fee, and the employee pays the rest;
- Company that costs directly from the payroll;
- Company that has (or does not have) a plan with co-participation.
Everything will depend on the conversation between the hiring company and the health plan operator, who will negotiate the prices and characteristics of the plan that will be.
Is the company to offer a health plan to its employees?
These collections generate rights, but only for the categories. It may happen that a collective agreement provides that companies that hire professionals in this category are to offer health insurance.
When is it possible to cancel an employee’s health plan?
The company can cancel the employee’s health plan at any time, as long as it is not to offer this benefit due to a collective agreement, as above.
Health plan for companies: what are the rules for having one?
This one is easy: employees, partners, administrators, temporary workers, young apprentices and interns can be in the business plan.
Additionally, a user of this type of plan can also check with the company’s HR department how the inclusion of their dependents in the plan works.